Dave Ramsey started on one station in Nashville back in 1992, sharing practical answers for life’s tough money questions. Today, the show reaches over 18 million combined weekly listeners. He’s also the author of seven bestselling books and has reached over 1 million people through Ramsey Solutions live events. A lot has changed through the years, but Dave and his team's practical advice on life and money has remained consistent.

One of the most important things you can do is protect your home and family in case of an emergency. SimpliSafe Home Security offers comprehensive protection against break-ins, fires, floods and more. And their industry-leading 24/7 professional monitoring is just a buck a day—less than half the cost of traditional home security.

SimpliSafe is professionally monitored and will send police, fire, or medical professionals when danger is detected. SimpliSafe alarms are easy to purchase directly online and easy to install yourself. Plus, there are no contracts and no hidden fees—because who wants those? Not Ramsey fans, for sure.

Visit SimpliSafeDirect.com and get 20% off your entire new system and first month of monitoring FREE when you enroll in Interactive Monitoring.

Thousands of families all over the country are discovering an affordable, biblically based way of meeting healthcare costs: Christian Healthcare Ministries. CHM isn’t health insurance; they’re a health cost-sharing ministry that gives members the freedom to choose the doctors and providers they want for approved treatments—without all the frustration of worrying about networks.

CHM has helped members satisfy nearly $10 billion in healthcare costs. You can join CHM at any time, so no waiting around for open enrollment. Find out more about the only health cost-sharing option Ramsey endorses today.

Sometimes the highest thing about higher education is the price. Seriously, student loans are out of control. When your private student loans are past due and you’re struggling to make any payments, it might feel like you can’t breathe. But don’t believe the myth that you can’t do anything about it.

There’s a way out: Refinance your private student loans with Yrefy. Yrefy doesn’t judge. They refinance defaulted private student loans other places won’t touch, and give you a custom, fixed-rate loan built for you, based on your ability to pay.

_{Yrefy is not licensed by the California Department of Financial Protection and Innovation. Yrefy is not authorized by the New York State Department of Financial Services to service any New York loans. Funding may not be available in all states.} 

Health insurance can be confusing. Deductibles? HSAs? Part D? Who can help you understand all that stuff and make sure you don’t get gypped?

Health Trust Financial, that’s who. Health Trust Financial is the ONLY company Ramsey recommends to find you the best health insurance. They don’t work for the insurance companies—they work for you! While other companies are just after premiums, Health Trust Financial cares about taking the time to educate you, saving you money, and shopping different providers to find you the RIGHT health insurance.

Business is gaining momentum—but sometimes it seems like the wheels are about to come off. Communication breaks down because different systems have different “sources of truth” for key performance indicators. If that sounds like your business, you should upgrade to NetSuite by Oracle.

NetSuite is the top cloud financial system for streamlining accounting, financial management, inventory, HR and more. For 25 years, they’ve been helping businesses manage risk, get reliable forecasts and improve margins. NetSuite is everything you need for better decisions, all in one place.

Dave Ramsey started on one station in Nashville back in 1992, sharing practical answers for life’s tough money questions. Today, the show reaches over 18 million combined weekly listeners. He’s also the author of seven bestselling books and has reached over 1 million people through Ramsey Solutions live events. A lot has changed through the years, but Dave and his team's practical advice on life and money has remained consistent.